Which type of discrimination does the Genetic Information Non-Discrimination Act (GINA) protect individuals from?

The Genetic Information Non-Discrimination Act (GINA) specifically protects individuals from health insurance discrimination based on genetic information. This means that health insurers are prohibited from using an individual's genetic information to deny coverage, charge higher premiums, or impose restrictions on coverage. GINA aims to encourage individuals to undergo genetic testing and research without fear of discrimination and to promote advances in health care based on genetic information. While other forms of discrimination, such as those in disability insurance or long-term care insurance, may be subject to different laws and regulations, GINA's primary focus is on safeguarding health insurance against biases stemming from genetic predispositions.